If you own or manage a daycare or are considering starting one, it is essential to obtain the right commercial insurance. Here’s why.
The Perils of an Uninsured Daycare
Some Monroe, GA, daycares are uninsured. The facilities that are uninsured also tend to be unlicensed. If something were to go wrong at an uninsured daycare, the owner would be in a bind.
The failure to insure a daycare can lead to a lawsuit after an on-site injury. Daycare owners can be sued for medical bills, the cost of therapy and other expenses causally related to the incident.
The financial burden of such a lawsuit can lead to business closure. Closing the business means the permanent loss of revenue and a financial hole that you might not be able to recover from. Atkinson Casey Agency is here to prevent that outcome.
Different Types of Commercial Insurance
A child, parent, visitor, or employee could be injured on-site even after you’ve taken all the necessary precautions. Business liability insurance covers child, parent, and visitor injuries.
Workers’ compensation insurance protects against potential losses resulting from an employee being injured at your daycare. This form of insurance prevents a financially crippling worker lawsuit.
Errors & Omissions insurance safeguards against claims that mistakes or negligent acts were made by staff members. Even a claim of insufficient supervision could lead to a costly injury.
Get a Quote From Atkinson Casey Agency
We are an independent insurance agency, which means we work for you, not the insurance company. We’ll shop for quotes from multiple carriers to get you the best coverage and rates for your daycare. Contact us. We’re currently serving Monroe, GA.
