Category: Auto Insurance

Are you looking to increase your gas mileage and save money on fuel here in the Monroe, GA area? Here are some tips from us at the Atkinson Casey Agency that can help you do just that! 

Tips to improve your gas mileage

1. Make sure your tires are properly inflated. Underinflated tires create extra friction, which increases the amount of fuel used. Check your tire pressure regularly and always make sure it is at the manufacturer’s recommended level. 

2. Drive smoothly and avoid rapid acceleration and hard braking. This will not only reduce your fuel consumption but also help keep you safe on the roads! 

3. Keep up with regular maintenance, such as oil changes and tune-ups, to ensure your car is running in top condition. Keeping a well-maintained vehicle will reduce the amount of gas it uses over time. 

4. Cut down on air conditioning use or switch to recycled air whenever possible as this can reduce fuel economy by 10-20%.  

5. Park in the shade whenever possible to reduce evaporation and keep your car cooler so that it does not have to work as hard when you start it up again. 

6. Reduce driving time by carpooling or taking public transportation when available. This will help save money on gasoline and also help reduce traffic congestion

7. Avoid long idling times; turn off your engine when stopped for more than a minute or two. 

Don’t Be Without Auto Insurance

By following these simple tips, you can improve your gas mileage significantly while saving money on fuel costs in the long run! For more money-saving tips, or if you have any questions about your automobile policy, give us a call at Atkinson Casey Agency today. We are proud to serve the Monroe, GA area and would be glad to help you find a policy that suits your needs and your budget.

When you need to use a rental car, whether for vacation or for another reason, you may wonder if you need to pay the extra that rental car companies charge for insurance. At Atkinson Casey Agency in Monroe, GA, we are here to answer any questions you may have about your coverage. We are independent agents who work for our customers, and we will be there when you need us. 

Does auto insurance cover a rental car?

It can be very intimidating to have to decide sometimes on the spur of the moment if you need to use the rental car company’s optional insurance coverage. It won’t just be one type either, so be prepared. Another thing to know is that if you are outside the US, anywhere but Canada, assume that you don’t have coverage and buy it. 

If you have basic auto insurance, you will not be covered in a rental car. You do have liability coverage, which means you don’t need to take the excess liability that they offer as long as you are happy with the amount of liability coverage you already have. 

If you have full coverage on your own vehicle, you most likely have enough coverage to protect yourself in a rental car. If you have any doubts or are renting a luxury vehicle, check with your insurance agent to ensure you are protected. You will be offered insurance to cover your personal property in the vehicle, for theft. If you have renters, condo, or home insurance, you already have this protection minus a deductible. 

If you are worried about using your own insurance, you can always check with your credit card company. Many credit cards offer rental coverage as one of their perks. 

Give Us A Call Today

Contact Atkinson Casey Agency in Monroe, GA with your questions about auto insurance coverage. 

Collision coverage is one of the most important types of insurance coverage that your auto insurance policy should include. At Atkinson Casey Agency, we provide collision coverage to vehicle owners in Monroe, GA.

The following are three things to know about collision coverage on your auto insurance policy

Collision coverage covers the costs of repairs needed after car accidents

It’s important to carry collision coverage on your auto insurance policy because this type of coverage pays for repairs to your vehicle after an accident. 

If you took out a loan to purchase your vehicle, you are most likely required to carry collision coverage by your lender. 

Collision coverage typically covers the market value of your vehicle at the time of the accident

Motorists need to understand that they won’t typically be compensated for the original purchase price of their vehicle by collision coverage in the event of a total loss.

Collision coverage usually only compensates the policyholder for the current market value of their vehicle at the time of the accident. This means that the depreciation of their vehicle is factored into the amount policyholders receive for any claim. 

Collision coverage won’t cover damage caused by other events such as vandalism

There are certain causes of vehicle damage that aren’t covered by collision coverage. For example, collision coverage won’t cover damage caused by vandalism or flooding.

Consumers need to purchase comprehensive coverage to enjoy coverage for a wide variety of causes of vehicle damage that aren’t covered through collision coverage. 

Get Coverage For Your Vehicle Today

If you’d like to learn more about the collision coverage we offer at Atkinson Casey Agency, get in touch with us. We are an insurance provider offering auto insurance coverage in Monroe, GA. 

Your specific circumstances will determine the minimum liability coverage needed. For example, if you own a business, you need a different amount of coverage than if you are self-employed. You also need enough coverage to pay for any legal fees that might arise from a lawsuit. Liability policies typically have limits of $300,000 to $500,000 for each occurrence.

For inquiries in the greater Monroe, GA community, consult with Atkinson Casey Agency.

What to Know About Liability Insurance 

There are countless factors to consider when calculating the right level of liability coverage. It is best to work with a professional like a broker or insurance agent to help you determine the right amount of coverage. Some of the most important factors to consider when calculating the right level of insurance include your profession, your average earnings, the size of your business, and the location of your business. 

The needed amount of liability coverage depends on the value of your assets and the likelihood of a lawsuit. Most businesses have a basic level of liability coverage to protect themselves from lawsuits that may arise. If you own a small business and want to protect yourself from the financial consequences of a lawsuit, you should also purchase business interruption coverage. There is no set amount of liability insurance that everyone needs. The most common liability insurance amount is $100,000. 

Contact Us Today

In most cases, you will be required to purchase some form of liability coverage when you are operating a vehicle for a commercial purpose. Common types of liability insurance include auto, public, medical, and business insurance. If you are operating a vehicle that is used to transport people or property for profit, you will likely be required to purchase commercial liability insurance. For expert advice, give us a call at Atkinson Casey Agency in Monroe, GA.