Atkinson Casey Agency is proud to serve the commercial insurance needs of the Monroe, GA business community. If you have questions about how to protect your company’s heavy equipment and commercial vehicles, we’re here to help. Give us a call today to schedule a consultation. We’re here to help you meet all of your commercial insurance needs now and in the future.
Protect Your Heavy Equipment and Commercial Vehicles Today
If your company’s assets include heavy equipment and commercial vehicles, it’s important to have adequate coverage for these items. A basic property insurance policy might not be enough coverage for these heavy-duty items. Every business can benefit from sitting down with a local commercial insurance agent to review the policies currently in place and to determine if there are any gaps in protection.
When your business owns or leases expensive assets such as commercial vehicles and heavy machinery, it’s important to confirm that they’re well protected. Commercial vehicles are often the lifeblood of many different types of businesses, and when they’re out of commission, a firm’s bottom line can suffer. The more knowledgeable you are about the available options, the better able you’ll be to choose an appropriate policy. Don’t wait until you suffer a catastrophic event to find out that the commercial policy that your company has in place is inadequate for its needs.
Schedule a Consultation Today
If you own or operate a business in the greater Monroe, GA area, you can turn to the team at the Atkinson Casey Agency for your commercial insurance needs. Contact us today to schedule a consultation to learn more.
At Atkinson Casey Agency, we want to provide quality home insurance to the people of Monroe, GA. Part of our comprehensive strategy includes the use of specific home insurance policies such as medical protection.
What is Guest Medical Coverage?
This is a form of insurance that pays for a person’s medical bills, especially after an accident or a personal injury has occurred at the insured client’s home. As a homeowner, you’ll know that purchasing homeowner’s insurance is just one of your many responsibilities. If a visitor experiences physical harm at somebody’s home, then the homeowner could be liable in a legal court case. The injured party might ask you to pay for medical bills or additional costs. Medical bills are expensive, with some costing beyond $10,000 in extreme cases. It helps to have a home insurance plan that provides for guest medical expenses as well as homeowner’s liability.
Should You Get Guest Medical Coverage?
Some homeowners like to throw house parties and invite guests over. If you plan on having many guests at your home, then yes, you should get guest medical coverage as well as liability coverage. When shopping for insurance, be sure to ask the agent about any policies that are a part of the homeowner’s insurance plan – including medical expenses. Having guest medical coverage will provide you peace of mind and provide guests with a sense of financial assurance.
Guest Medical Coverage in Monroe, GA
If you are interested in purchasing guest medical coverage, then feel free to get in touch with our team at Atkinson Casey Agency.
If you’ve had your auto insurance policy for a while and you haven’t made any changes to it, reviewing it with your agent is the right choice. At Atkinson Casey Agency we help clients in the Monroe, GA area get the quality and value they need and deserve from their insurance coverage. We can answer questions and present options, so you can decide whether the policy you have now is right for your needs.
Reviewing Your Auto Insurance Policy
Typically, it’s a good idea to review your auto policy at least once every year. That ensures that you’re getting the best coverage for your needs and that you have an insurer that’s protecting you adequately and with the value you expect. A lot of people don’t review their policies, though, and just let them renew without any changes. If you do that, you could miss out on valuable adjustments that could provide more protection for your vehicle and the people in it.
Additionally, you should work with your agent on a policy review if you have changes in your household at any time during the year. Adding or deleting a driver, moving, changing your marital status, getting a different vehicle, and other big changes should be handled when they happen, not at standard policy renewal times. Reaching out to an agent gets the change taken care of quickly and efficiently.
Consult With Us
If you’re in the Monroe, GA area and in need of a review of your auto insurance policy, reach out to us at Atkinson Casey Agency today. We’ll work with you to make changes to your current policy or find you a better one, so you can have good coverage and plenty of peace of mind. There’s no reason to keep the same insurance when there may be better options for your needs.
Entrepreneurs who have opened businesses in Monroe, GA, and surrounding areas, know that they must protect their operations through commercial insurance. However, many operations need more than one type of coverage. The professionals at Atkinson Casey Agency can advise business owners on what policies they need to protect their companies and employees fully.
Going Beyond General Liability and Workers’ Compensation
General liability and workers’ compensation are essential policies for all business owners. For some small business owners, these two types of commercial insurance suffice. However, keeping records with sensitive client information may require cyber insurance to protect your company from data breaches. If you own a fleet of vans, you may need commercial auto insurance. The list of business insurance types is extensive and can be confusing. You may think an umbrella policy will cover all risks, but chances are, it will not.
Other Types of Insurance to Consider
In addition to data breaches, the most significant types of risks that businesses face are property damage, human capital costs, building projects, and professional service mistakes. Among the types of insurance policies to consider are:
• Product liability
• Risk management
• Professional liability
• Business income
• Commercial property
• Employment practices
• Contractors’ insurance
Many different types of insurance policies exist. In some instances, company owners can bundle different policies to provide comprehensive coverage for whatever risks you may encounter.
Get the Right Coverage for Your Unique Needs
If you need clarification about what types of commercial insurance you need for your business, let the professionals at Atkinson Casey Agency in Monroe, GA help. Contact us today to get started on your commercial coverage. We will give you sound advice on the types of policies and overage levels your business needs.
When considering upgrades to your home, you need to think about the return on your investment. Remember a ROI doesn’t always just mean money, it can mean anything of value that you get as a result of your investment. In-ground pools are a popular addition to a property, but there are certain insurance considerations you should keep in mind. Here at Atkinson Casey Agency, serving the Monroe, GA metroplex, we want to help homeowners make smart choices about their homes.
Here’s more about in-ground pools:
Home Value and Quality
Having an inground pool installed can increase your home’s value. If you ever plan to resell your home in the future, this might be an important concern to you. In addition to increasing home value, an in-ground pool can also improve your home’s value. Home value is different from home quality. Home quality is how you feel about your home and how much you enjoy spending time in your home when you are there. A pool is definitely one way to help you and your family enjoy their time at home more.
Although having an in-ground pool installed can definitely be thought of as a good investment, there are other considerations though. For instance, you should understand that having a pool on your property does change your homeowner’s insurance risks. There is more risk of injury and so your insurance would reflect that. You should talk with an insurance representative concerning how your insurance might change.
Reach Out To Us
If you’d like to learn more about homeowner’s insurance, please contact us at Atkinson Casey Agency today in Monroe, GA.
Gas mileage is an important factor in your vehicle’s performance, as it has a direct impact on your wallet. Improving your gas mileage can be done in several ways, and it can help to reduce how often you need to fill up at the pump here in the Monroe, GA area. Here are some tips from us at Atkinson Casey Agency that can help you get more miles out of each tank of fuel.
Tips to improve gas mileage
1. Keep Your Tires Properly Inflated:
Keeping your tires inflated to the right pressure ensures that they contact the road properly. This reduces friction while driving, which helps to improve your car’s fuel economy. It’s also important to check your tires regularly for signs of wear and tear as these can have a negative impact on gas mileage too.
2. Avoid Excessive Idling:
When you idle your car for too long, it burns more fuel than necessary. If you find yourself waiting for someone or something while parked, turn off the engine instead and restart when ready to go again.
3. Don’t Carry Unnecessary Weight:
An extra 100 pounds in the trunk can decrease your vehicle’s efficiency by 2%. Try to avoid carrying around items that you don’t need regularly, as this will help reduce strain on the engine and improve gas mileage over time.
4. Drive Smartly:
Avoid aggressive accelerations and sudden stops – use smooth motions when driving instead as they are less taxing on your vehicle’s engine and burn less fuel overall. Additionally, try not to drive more than necessary – walk or take public transportation whenever possible instead of driving yourself around town all the time!
Reach Out To Us
For more tips, call us at Atkinson Casey Agency today. We are proud to serve the Monroe, GA area.
When you’re running a business, it’s very important to have commercial insurance coverage. It protects your company, your employees, and your customers, too. But you need to be sure you have the type and amount of coverage required for your business, and that can change over time. If you don’t keep your insurance policy updated, that could put you at risk and cause harm to your company if something goes wrong, and you need to make a claim.
If you’re in the Monroe, GA area, Atkinson Casey Agency can help.
Commercial Insurance Coverage
Working with a trusted insurance agent will give you the support you’re looking for when you have questions about your policy or need to make changes. Just like other types of insurance, commercial insurance coverage should be reviewed and updated on a regular basis. As your business grows, your insurance policy needs will grow along with it. You may bring on more employees, open new areas to customers, change locations, or otherwise adjust how your business is run, and your policy needs to reflect that.
If it’s been a while since you first got your commercial insurance policy, or you haven’t reviewed it recently, our insurance professionals want to help. There’s a lot of peace of mind that comes with good insurance, and you don’t want to put your business at risk because your policy wasn’t updated. Instead, let us help you find the right coverage for your current needs.
We Are Here To Help
Reach out to us at the Atkinson Casey Agency if you need commercial insurance coverage in the Monroe, GA area. We know how important it is for you to have quality protection for your business, and will work with you to update your policy in a way that gives your company all the protection it needs.
When you are traveling, whether you are going across town or thousands of miles across the country, you need to make sure you keep your home safe and secure.
Here are some tips for doing just that, courtesy of Atkinson Casey Agency serving Monroe, GA.
Keeping your home safe while you are traveling starts before your trip. Make sure you have maintained and checked everything to make it safe before traveling. That includes all appliances, plumbing, outdoor areas, and more. Hire professionals to do maintenance work as needed.
You need to have various equipment that will keep your home safe from all sorts of disasters and other events. So for example, you should have adequate smoke alarms, fire alarms, and the like. Make sure everything works by testing it all out before your trip.
Have all the security features and devices in and around your home that you need. That includes cameras, adequate locks for doors and windows, and more.
You should take certain precautions to make sure your home is safe before and during your trip. So for example you could have your lights on timers so that they will come on and go off at certain times of the day and night. Have lights strategically placed throughout various rooms in your house.
Update Your Insurance Policy
It does not take much effort to make sure you keep your home safe when you are traveling. But that effort can really prove fruitful, including as far as contributing to your home’s safety and your peace of mind. Also, ensure to keep your home insurance updated. Atkinson Casey Agency serving Monroe, GA is here to help.
Are you looking to increase your gas mileage and save money on fuel here in the Monroe, GA area? Here are some tips from us at the Atkinson Casey Agency that can help you do just that!
Tips to improve your gas mileage
1. Make sure your tires are properly inflated. Underinflated tires create extra friction, which increases the amount of fuel used. Check your tire pressure regularly and always make sure it is at the manufacturer’s recommended level.
2. Drive smoothly and avoid rapid acceleration and hard braking. This will not only reduce your fuel consumption but also help keep you safe on the roads!
3. Keep up with regular maintenance, such as oil changes and tune-ups, to ensure your car is running in top condition. Keeping a well-maintained vehicle will reduce the amount of gas it uses over time.
4. Cut down on air conditioning use or switch to recycled air whenever possible as this can reduce fuel economy by 10-20%.
5. Park in the shade whenever possible to reduce evaporation and keep your car cooler so that it does not have to work as hard when you start it up again.
6. Reduce driving time by carpooling or taking public transportation when available. This will help save money on gasoline and also help reduce traffic congestion
7. Avoid long idling times; turn off your engine when stopped for more than a minute or two.
Don’t Be Without Auto Insurance
By following these simple tips, you can improve your gas mileage significantly while saving money on fuel costs in the long run! For more money-saving tips, or if you have any questions about your automobile policy, give us a call at Atkinson Casey Agency today. We are proud to serve the Monroe, GA area and would be glad to help you find a policy that suits your needs and your budget.
At Atkinson Casey Agency, we believe that carrying workers’ compensation insurance is of the utmost importance for Monroe, GA area businesses. Workers’ compensation insurance helps protect employers from any liability stemming from an employee’s injury or illness while on the job. It provides coverage for medical bills and lost wages, as well as other costs related to a workplace injury or illness.
In most cases, employers are required by state law to carry workers’ compensation insurance in order to protect their employees and themselves from financial hardship due to workplace injuries. While there may be some exceptions depending on the state or industry, it’s important for employers to research their state laws and consult with an insurance agent about what type of coverage they need in order to stay compliant with the law.
Having workers’ compensation insurance is not only important from a legal perspective, but it also helps protect employers from potential lawsuits stemming from workplace injuries. Without adequate protection, even minor injuries can lead to expensive medical bills and costly legal fees.
If you are an employer looking for information about workers’ compensation insurance, contact your local insurance agent today! We will help you determine what type of coverage you need and will ensure that you remain compliant with your state’s laws. Protect yourself and your employees – invest in quality workers’ compensation insurance today!
Reach Out To Us
If you have any additional questions about workers’ compensation insurance or are interested in getting a policy to protect your employees and your business, please give us at Atkinson Casey Agency a call today. We proudly serve the Monroe, GA area.